Annuity Leads

Terms of Service

Last Updated: June 21, 2026

These Terms of Service ("Terms") govern your access to and use of all services, websites, software, lead generation services, appointments, data, communications, and products provided by BookAnnuityLeads.com and its affiliates ("Company," "we," "us," or "our").

By purchasing, receiving, accessing, or using any services provided by Company, you agree to be bound by these Terms.

If you do not agree to these Terms, do not purchase or use our services.

1. Services

Company provides lead generation services, lead distribution services, appointment generation services, marketing services, software services, and related business services.

Products may include but are not limited to:

  • Shared leads
  • Exclusive leads
  • Aged leads
  • Appointments
  • Pay-per-show appointments
  • Live transfers
  • Consumer inquiries
  • Marketing data
  • Software access
  • Other lead generation products

Pricing, lead types, lead volume, delivery methods, lead-sharing arrangements, service features, and availability may be modified at any time without notice.

2. Shared Leads

Buyer acknowledges and agrees that leads may be sold, distributed, licensed, delivered, or otherwise provided to multiple parties.

The number of recipients may vary and may change at any time.

Company is under no obligation to disclose the number of recipients for any lead.

Unless explicitly agreed to in writing, no lead shall be considered exclusive.

3. No Guarantees

Company makes absolutely no representations, warranties, or guarantees regarding:

  • Lead quality
  • Lead quantity
  • Lead volume
  • Lead availability
  • Lead delivery timing
  • Lead accuracy
  • Lead exclusivity
  • Duplicate information
  • Contact rates
  • Appointment rates
  • Show rates
  • Close rates
  • Conversion rates
  • Sales results
  • Revenue
  • Profitability
  • Return on investment
  • Consumer responsiveness
  • Consumer intent
  • Consumer behavior

Past performance does not guarantee future performance.

All purchases are made at Buyer's sole risk.

4. No Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, ALL LEADS, DATA, APPOINTMENTS, SERVICES, SOFTWARE, AND INFORMATION ARE PROVIDED STRICTLY ON AN "AS IS" AND "AS AVAILABLE" BASIS.

BUYER ASSUMES ALL RISKS ASSOCIATED WITH THE PURCHASE, RECEIPT, USE, OR ATTEMPTED MONETIZATION OF ANY LEADS OR SERVICES PROVIDED BY COMPANY.

COMPANY SHALL HAVE NO LIABILITY WHATSOEVER FOR:

  • Lead quality
  • Lead quantity
  • Lead volume
  • Lead delivery
  • Lead availability
  • Lead responsiveness
  • Lead accuracy
  • Lead exclusivity
  • Duplicate information
  • Consumer behavior
  • Consumer responsiveness
  • Consumer intent
  • Contact rates
  • Appointment rates
  • Show rates
  • Close rates
  • Conversion rates
  • Sales performance
  • Revenue
  • Profitability
  • Return on investment
  • Advertising performance
  • Marketing performance
  • Technical failures
  • Platform outages
  • Software failures
  • Third-party services
  • Regulatory matters
  • Compliance matters
  • Business losses
  • Lost profits
  • Lost opportunities
  • Direct damages
  • Indirect damages
  • Consequential damages
  • Incidental damages
  • Special damages
  • Punitive damages

TO THE MAXIMUM EXTENT PERMITTED BY LAW, COMPANY DISCLAIMS ALL LIABILITY ARISING FROM OR RELATED TO THE USE OF ITS SERVICES.

5. No Refunds, Credits, Swaps, Replacements, or Chargebacks

ALL SALES ARE FINAL.

UNDER NO CIRCUMSTANCES SHALL BUYER BE ENTITLED TO:

  • Refunds
  • Credits
  • Swaps
  • Replacements
  • Rebates
  • Discounts
  • Partial refunds
  • Service credits
  • Billing reversals
  • Chargebacks

FOR ANY REASON WHATSOEVER.

THIS POLICY APPLIES REGARDLESS OF:

  • Lead quality
  • Lead quantity
  • Contactability
  • Consumer responsiveness
  • Consumer intent
  • Lead accuracy
  • Duplicate information
  • Appointment rates
  • Show rates
  • Conversion rates
  • Sales performance
  • Revenue generated
  • Technical issues
  • Delivery issues
  • Compliance concerns
  • Regulatory concerns
  • Any other circumstance whatsoever

BUYER EXPRESSLY WAIVES ANY RIGHT TO SEEK A REFUND, CREDIT, CHARGEBACK, REVERSAL, OR REPLACEMENT.

6. Pricing

Pricing may change at any time without notice.

Company reserves the right to modify pricing, billing structures, lead-sharing arrangements, minimum purchases, subscription requirements, delivery schedules, and product offerings at its sole discretion.

Past pricing does not guarantee future pricing.

7. Billing & Payment Authorization

Buyer authorizes Company to charge any payment method provided for all amounts due.

Invoices are due immediately unless otherwise agreed to in writing.

Company may automatically charge payment methods on file for outstanding balances, recurring services, subscriptions, lead deliveries, appointments, fees, taxes, and other charges owed.

Failure to maintain a valid payment method shall constitute a material breach of these Terms.

8. Delinquent Accounts

Any unpaid balance shall immediately become delinquent.

Delinquent balances shall accrue the maximum interest, late fees, collection costs, attorney fees, and other charges permitted under applicable law until paid in full.

Buyer agrees to pay all costs associated with collection, including:

  • Attorney fees
  • Court costs
  • Arbitration costs
  • Collection agency fees
  • Administrative costs
  • Investigation costs
  • Enforcement costs

All collection remedies available under applicable law shall remain available to Company.

9. Chargeback & Payment Dispute Policy

Buyer agrees not to initiate:

  • Chargebacks
  • ACH reversals
  • Credit card disputes
  • Payment disputes
  • Bank reversals
  • Processor disputes

If Buyer initiates a payment dispute, Company may immediately:

  • Suspend service
  • Terminate service
  • Accelerate all unpaid balances
  • Refer the account to collections
  • Pursue legal remedies

Buyer agrees to reimburse Company for all costs incurred in responding to, investigating, defending, or recovering funds associated with any payment dispute.

10. Compliance

Buyer is solely responsible for compliance with all federal, state, local, and industry regulations.

Company does not provide legal advice, compliance advice, tax advice, investment advice, or regulatory guidance.

Buyer assumes all responsibility for how leads are contacted, marketed to, solicited, or sold to.

11. Suspension & Termination

Company may suspend, restrict, modify, refuse, or terminate service at any time, for any reason or no reason, with or without notice.

Company shall have no liability arising from any suspension, restriction, modification, or termination of service.

12. Intellectual Property

All content, software, systems, branding, trademarks, processes, technology, websites, graphics, and materials provided by Company remain the exclusive property of Company.

No ownership rights are transferred to Buyer.

13. Indemnification

Buyer agrees to defend, indemnify, and hold harmless Company, its owners, officers, employees, contractors, affiliates, successors, and assigns from and against any claim, demand, lawsuit, investigation, liability, loss, damage, cost, expense, penalty, fine, judgment, or settlement arising from:

  • Buyer's use of services
  • Buyer's marketing activities
  • Buyer's communications with leads
  • Buyer's sales activities
  • Buyer's compliance obligations
  • Buyer's violation of any law, regulation, or third-party rights

14. Governing Law & Venue

These Terms shall be governed by and interpreted under the laws selected by Company without regard to conflict-of-law principles.

Buyer agrees that any dispute shall be brought exclusively in the venue selected by Company to the fullest extent permitted by law.

15. Entire Agreement

These Terms constitute the entire agreement between the parties and supersede all prior agreements, discussions, communications, understandings, representations, and negotiations.

No amendment shall be effective unless made in writing by Company.

16. Acceptance

By accessing the website, purchasing leads, paying an invoice, maintaining a payment method on file, receiving lead deliveries, using services, or otherwise engaging with Company, Buyer acknowledges that they have read, understood, and agree to be bound by these Terms of Service in their entirety.